50 Fresh B.Sc. Accounting and Finance Final Year Project Topics 2026

50 Fresh B.Sc. Accounting and Finance Final Year Project Topics 2026

We researched what's already saturated across the major Nigerian project repositories and built a list that steers clear of it. The 50 topics below focus on areas the profession is actually moving toward right now — fintech and digital finance, ESG and sustainability reporting, forensic accounting with data analytics, tax digitalization, and capital market innovation — while staying realistic for a single undergraduate to research, analyze, and defend within one semester.

How to Choose From This List

• Pick a topic close to a sector you can realistically get data from — annual reports of listed companies (NGX filings), CBN/NBS statistical bulletins, or SME/staff questionnaires, depending on the topic.
• Confirm your chosen topic with your supervisor before you commit — some departments have preferences on quantitative vs. survey-based methodology.
• Where a topic references "listed companies" or "deposit money banks," you can narrow it to a specific sector or a set of 3–5 firms for your case study once you start your literature review.

The 50 Topics

FinTech & Digital Finance

1. The Effect of Mobile Money Adoption on Financial Inclusion Among Rural Dwellers in Nigeria
2. An Evaluation of Central Bank Digital Currency (eNaira) Adoption on Cashless Transactions in Nigeria
3. The Impact of Fintech Lending Platforms on Access to Credit for Small and Medium Enterprises in Nigeria
4. An Assessment of Cybersecurity Risk Disclosure and Its Effect on Investor Confidence in Nigerian Deposit Money Banks
5. The Effect of Digital Payment Systems on the Operational Efficiency of Deposit Money Banks in Nigeria

Forensic Accounting & Fraud

6. Artificial Intelligence-Driven Forensic Accounting Techniques and Fraud Detection in Nigerian Deposit Money Banks
7. The Effect of Whistleblowing Policy Implementation on Fraud Reduction in the Nigerian Public Sector
8. An Evaluation of Forensic Accounting Skills and Cybercrime-Related Fraud Investigation in Nigerian Financial Institutions
9. The Role of Data Analytics in Detecting Financial Statement Fraud Among Listed Manufacturing Companies in Nigeria
10. An Assessment of Employee Fraud Risk Factors and Internal Control Effectiveness in Nigerian Microfinance Banks

Sustainability & ESG Reporting

11. The Effect of Environmental, Social and Governance (ESG) Disclosure on Firm Value of Listed Companies in Nigeria
12. An Evaluation of Sustainability Reporting Practices and Access to Green Financing Among Nigerian Manufacturing Firms
13. The Impact of Carbon Emission Disclosure on the Financial Performance of Listed Oil and Gas Companies in Nigeria
14. An Assessment of Sustainability-Linked Loan Adoption Among Deposit Money Banks in Nigeria
15. The Effect of Corporate Social Responsibility Reporting on Shareholder Value of Listed Consumer Goods Companies in Nigeria

Financial Reporting & Reporting Technology

16. The Effect of XBRL Adoption on the Timeliness and Quality of Financial Reporting Among Listed Companies in Nigeria
17. An Evaluation of IFRS 9 Adoption on Loan Loss Provisioning Practices of Nigerian Deposit Money Banks
18. The Impact of IFRS 17 Implementation Readiness on Financial Reporting Quality of Nigerian Insurance Companies
19. An Assessment of Cloud-Based Accounting Software Adoption on Financial Reporting Efficiency in Nigerian SMEs
20. The Effect of Integrated Reporting Adoption on Investment Decision-Making Among Institutional Investors in Nigeria

Taxation & Public Finance

21. The Effect of E-Taxation System Adoption on Tax Compliance Among Small and Medium Enterprises in Nigeria
22. An Evaluation of Value-Added Tax Digitalization on Government Revenue Generation in Nigeria
23. The Impact of Tax Incentives on Foreign Direct Investment Inflows into the Nigerian Technology Sector
24. An Assessment of Informal Sector Taxation Challenges and Revenue Mobilization Strategies in Nigeria
25. The Effect of Gig Economy Income Taxation Policy on Compliance Behaviour of Freelance Workers in Nigeria

Banking & Monetary Policy

26. The Effect of Non-Performing Loans on the Credit Risk Management Practices of Deposit Money Banks in Nigeria
27. An Evaluation of Basel III Capital Adequacy Requirements on the Lending Capacity of Nigerian Commercial Banks
28. The Impact of Cashless Policy Enforcement on the Operating Cost Structure of Small Businesses in Nigeria
29. An Assessment of Open Banking Regulation Adoption on Competition Among Nigerian Deposit Money Banks
30. The Effect of Interest Rate Volatility on the Profitability of Microfinance Banks in Nigeria

Corporate Finance & Governance

31. The Effect of Board Gender Diversity on Earnings Management Practices of Listed Companies in Nigeria
32. An Evaluation of Related Party Transaction Disclosure and Firm Performance Among Listed Conglomerates in Nigeria
33. The Impact of Executive Compensation Structure on Financial Performance of Listed Deposit Money Banks in Nigeria
34. An Assessment of Working Capital Financing Strategies on the Survival of Small and Medium Enterprises Post-COVID in Nigeria
35. The Effect of Merger and Acquisition Activities on Shareholder Wealth of Listed Companies in Nigeria

SME & Informal Sector Finance

36. The Effect of Agricultural Value Chain Financing on the Productivity of Smallholder Farmers in Nigeria
37. An Evaluation of Cooperative Society Savings and Credit Schemes on Small Business Growth in Nigeria
38. The Impact of Microinsurance Uptake on Financial Resilience of Informal Sector Operators in Nigeria
39. An Assessment of Digital Bookkeeping Application Adoption on Financial Record-Keeping Practices of Nigerian SMEs
40. The Effect of Supply Chain Financing on the Liquidity Position of Small Manufacturing Firms in Nigeria

Capital Markets & Investment

41. The Effect of Foreign Portfolio Investment Flows on the Volatility of the Nigerian Stock Exchange
42. An Evaluation of Behavioural Finance Biases on Individual Investment Decisions Among Retail Investors in Nigeria
43. The Impact of Green Bond Issuance on Capital Market Development in Nigeria
44. An Assessment of Robo-Advisory Adoption on Investment Portfolio Decisions Among Young Investors in Nigeria
45. The Effect of Corporate Bond Market Development on Long-Term Financing for Nigerian Manufacturing Firms

Islamic Finance, Pension & Public Sector

46. The Effect of Non-Interest (Islamic) Banking Adoption on Financial Inclusion in Northern Nigeria
47. An Evaluation of the Contributory Pension Scheme Reform on Retirement Savings Adequacy Among Nigerian Public Sector Workers
48. The Impact of Sukuk Bond Financing on Infrastructure Development in Nigeria
49. An Assessment of Treasury Single Account Automation on Public Fund Accountability in Nigerian Ministries and Agencies
50. The Effect of Waqf-Based Financing Models on Sustainable Development Financing in Nigeria

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50 Fresh B.Sc. Accounting and Finance Final Year Project Topics 2026